Privacy Policy
Effective Date: March 25, 2026
Palma (“we”, “our”, or “us”) provides a financial education platform designed to help users better understand their money over time. This Privacy Policy explains how we collect, use, and protect your information when you use our website and mobile application.
1. Information We Collect
We collect information in the following ways:
Information you provide
- Name
- Email address
- Account credentials
- Financial information you choose to enter into the platform for educational purposes
Information collected automatically
- Device type and operating system
- IP address
- Usage data such as pages viewed and interactions within the product
We only collect information that is necessary to provide and improve the Palma experience.
2. How We Use Information
We use your information to:
- Create and manage your account
- Provide access to the platform
- Support your financial learning and progress over time
- Improve product performance and user experience
- Communicate updates and relevant information
- Maintain security and prevent misuse
3. How We Share Information
We do not sell your personal information.
We may share information in limited cases:
- With service providers that help operate the platform
- If required by law or legal process
- In connection with a business transition such as a merger or acquisition
4. Data Storage and Security
We use commercially reasonable safeguards to protect your information, including secure infrastructure and controlled access.
No system can be guaranteed to be fully secure, but we take data protection seriously and continuously improve our practices.
5. Your Rights
Depending on your location, you may have the right to:
- Access the information we hold about you
- Request correction of inaccurate information
- Request deletion of your data
- Opt out of certain data uses
We aim to honor all reasonable requests in accordance with applicable laws, including the California Consumer Privacy Act.
6. Cookies and Tracking
We may use basic cookies or similar technologies to support functionality and understand how the product is used.
You can control cookies through your browser settings.
7. Data Retention
We retain your information for as long as your account is active or as needed to provide our services.
You may request deletion of your account at any time.
8. Children’s Privacy
Palma is not intended for individuals under 13 years of age. We do not knowingly collect information from children in accordance with the Children's Online Privacy Protection Act.
9. Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be reflected by a revised effective date.
10. Contact
If you have questions about this Privacy Policy, contact us at: